Square lists business types it won't support, including subscription offers and other high-risk products. If your business is one of them, or Square has held your funds or closed your account, a dedicated merchant account from a high-risk specialist is usually a better fit.
Square's list of prohibited goods and services includes direct marketing and subscription offers, adult content, gambling, online and phone-order pharmacies, online sales of age-restricted products such as tobacco, and "high-risk products and services" in general.
Square also lets most businesses sign up in minutes and reviews activity as payments come in. Its terms allow it to delay payouts or hold a reserve, so a sudden jump in sales, unusually large payments or rising chargebacks can lead to held funds or a closed account.
Based on Square's Prohibited Goods and Services page, reviewed November 2026. Square may change its policies at any time. Square is a trademark of Block, Inc. Zeyla is not affiliated with Square or Block, Inc.
Lab-tested CBD sellers who need a processor that understands hemp compliance.
CBD merchant accounts →Supplement brands, including those with trial or auto-ship offers.
Nutraceutical accounts →Recurring billing businesses that need clear terms and stable processing.
Subscription accounts →Tell us about your business in about 3 minutes. It's free to apply.
A payments specialist reviews your application and asks for any documents needed.
Once you're approved, we help you connect your website checkout or card terminal.
Accept cards with a processor that knows your industry.
Square reviews accounts as payments come in. Common triggers include operating in a business type on its prohibited list, a sudden change in sales volume or payment size, or rising chargebacks. Square's notice to you should explain the reason and what happens to any held funds.
We review every application individually, including businesses that another processor has declined or closed. Being upfront about your history gives your application its best chance.
Usually owner ID, business registration documents, a bank letter or voided check, and recent bank and processing statements. See the full approval checklist.
No. Zeyla is an independent payment processing company and is not affiliated with Square or Block, Inc.
.avif)