← Payments glossary
Glossary
Billing Descriptor
A billing descriptor is the business name that appears on a customer's card statement next to a charge. A clear descriptor helps prevent confused customers and chargebacks.
Why your descriptor matters
When a customer sees a charge they don't recognize, many call their bank instead of the business. That often turns into a chargeback or friendly fraud, even though the purchase was real. A recognizable descriptor is one of the simplest ways to prevent this.
Tips for a clear descriptor
- Use the name customers know you by, such as your brand or website, not just your legal company name.
- Add a website or customer service phone number if your processor supports it.
- Keep it consistent with your checkout page and confirmation emails.
- Tell customers at checkout how the charge will appear.
Descriptors have character limits, so your processor will help you set one up when your account is approved.
Apply with Zeyla
- Free to apply, about 3 minutes
- A payments specialist reviews every application
- High-risk industries welcome to apply

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